How to use PhonePe

What is needed to create a PhonePe account

You must have a mobile number to create a PhonePe account. You can create an account on your phone, but after creating a PhonePe account, you cannot do anything special on it unless you link your bank account number in it. Therefore, you must have mobile number, bank account and ATM card so that you can create your PhonePe account, and do online transactions by linking your bank account.

How to Create a PhonePe Account

  • First of all install phone pe application on your phone.
  • Open on phone and continue by entering your mobile number
  • Select the option of OTP to login and OTP will come on your phone, enter it
  • type your name
  • Set a password for your phone pe application so that no one else can open the application on your phone except you
  • Click on Continue
  • Select your language The language in which you want to use this application

Your PhonePe account has been created and if you want, you can now have your bank account in the account on your phone, but if you do not want to link your bank account in the application on your phone, you can also use the Wallet on the phone But we would suggest you to link your bank account in the PhonePe application, as this will enable you to transact very easily and it is completely secure.

Kaiserlink bank account in PhonPe

Unless you write your bank account in your PhonePe account, you will not be able to do any more transactions using PhonePe, because whenever any transaction is done on the phone, it will be done through the application on the phone. but the balance is deducted from your bank account.

  • First of all open the application on your phone
  • Click on your photo on the left
  • Click on Add bank account card
  • Now search by entering the name of the bank in which you have an account, (Your mobile number should be linked to your bank account
  • Click on that bank, wait for the verification process to complete
  • Now you have to set your UPI PIN, enter your ATM card details i.e. last 6 numbers of ATM card and expiry date
  • An OTP will be sent to your mobile number, enter it
  • Create a UPI PIN
  • Re-enter the same UPI PIN code and continue

Your phone pe account is ready and your bank account has been banked in your phone pe account, now you can do any kind of online transaction like sending money, receiving money, similar bill payment done recharge To do etc.

How to check bank balance with PhonePe

  1. Open the application on your phone
  2. Click on Check Bank balance on the homepage
  3. Click on your bank account
  4. Enter your UPI PIN

With this process you can check the balance of all your bank accounts, but first you have to link that bank account in the application on your phone, and when you click on check bank balance then all your bank accounts will be visible there. Click on the bank account you want to check balance, enter the UPI PIN of that bank account, and you will be able to check your bank account balance.

How to send money with PhonePe

You can use several methods to send money from PhonePe, such as sending money from mobile number to mobile number, or sending money from mobile number to bank account or sending money by scanning QR code.

from mobile number to mobile number

  1. Open the application on your phone and click on To Mobile number
  2. Click on +
  3. Enter the mobile number of the person you want to send money or choose from the contact list
  4. Write how much money you want to send from
  5. Click on Pay
  6. Enter your UPI PIN

mobile number to bank account

  1. First of all open the application on your phone and click on To bank on the homepage
  2. Click on + and click on the bank in whose account you want to send the balance
  3. Enter bank account details like name, account number, IFSC code and click on confirm
  4. Now that number will appear in the bank accounts list, click on it
  5. Enter amount how much money you want to send
  6. Click on Pay and enter your UPI PIN

by qr code

  1. First of all open the application on your phone and click on qr scanner shown in the top header
  2. Click on Allow
  3. Scan the bar code you want to pay
  4. Enter the amount you want to pay and click on pay
  5. Enter your UPI PIN
How to recharge with PhonePe

Open your phone pe and click on mobile recharge on home page, enter mobile number or select from contact and current plan will appear on that number, click on plan from which you want to recharge your number and enter your UPI pin

How to make PhonePe without ATM

Without ATM you can create phone pe account but you will not be able to use phone pe, because you will not be able to put money in wallet on your phone, nor will you be able to use UPI so make sure to get an ATM for your bank account

In this article you learned how to use PhonePe and how to send money from PhonePe, we hope this information will prove useful to you.

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