What is OTP What is the full form of OTP, Importance of OTP

Today all the tasks have become easy due to technology, but all have one thing in common which is security, because if there is no security then any other user could see and manipulate your accounts.

So all tasks have multiple types of security uses such as password, ReCaptcha, OTP fingerprint, 2sv, etc., and today we will talk about what is OTP and what is the full form of OTP, why OTP used.

Most people know OTP because at this time OTP is required in almost all online tasks such as banking, social media, document verification, etc.

And the most used thing WhatsApp, when anyone installs WhatsApp on their phone, they also need OTP to start it, without OTP they can not use WhatsApp, not only WhatsApp Also, OTP is required in every task. If you do not enter OTP in any of that task that required OTP, then that task will stop there, and OTP will be required to proceed.

So if you do not have any specific information about OTP, then this article is for you, in it, you will get all the information related to your OTP such as what is OTP, how does it work, what is the full form of OTP, how any company proceeds OTP.

What is OTP What is the full form of OTP

What is the full form of OTP

OTP full form – One Time Password

OTP full form – One Time Pin

What is OTP what is the full form of OTP

OTP is also a kind of password or if you want it can also be called a pin, but it can be used only once, after that, OTP expires if ever again verification is required, then the company provides OTP.

What is OTP

Although OTP is a kind of password neither this password is already present nor is OTP valid for a long time, OTP is a verification pin in a way that is generated by the company and sent to your entered mobile number or email account.

After OTP is generated, it is valid for only a few minutes and then the OTP expires, and it depends on the algorithm of the company how long that OTP will remain valid.

Why OTP is used

OTP is mainly used for verification and account security, OTP is a system through which all types of verification have become very easy.

Use of OTP for verification

And there has been a lot of improvement in verification, especially after launching the Aadhaar card, because most companies are such that verify your identity only through your Aadhar card and send OTP for verification by uidai after which your Aadhaar gets verified and that too without going anywhere.

Just like if you want to open your account in a bank online, you will have to verify your identity by Aadhaar card, for which uidai will send you OTP which you can verify by entering on that bank account opening page and create your account.

But as far as OTP is there, not just the Aadhaar card, but you get the option of verification by OTP almost everywhere, as if you want to create your Facebook account, you can put your details normally, but you will get an option for verification.

And for verification, you need to enter your mobile number after which OTP will be sent to the mobile number entered by you, and you need to verify your account by entering that OTP on the Facebook account verification page.

Or if you want to make a payment using your debit/credit card, after entering the card detail and proceeding for the payment, you will get an OTP from your card company to confirm your payment and your payment will be made only when you put that OTP on the verification page.

And in this way, OTP also serves as security because suppose your debit/credit card is lost somewhere, and if someone gets your card, they cannot make any payment using your card.

Because when someone enters your card detail to make a payment, OTP will be sent by the card company for verification which will come to your mobile number, and that person will not get OTP so that payment will not be made.

In the same way, OTP is used everywhere, no matter the sector.

Use of OTP in account security

I have told you above that how OTP also works for us in security, in the same way, OTP is used for verification and security in all departments.

But apart from this, OTP also works in many different ways, which helps the users to keep their account secure, due to OTP people are saved from hacking.

For example, if you handle Facebook, Google, or your own website, blog, or any other account, then you keep your account locked with a password on them so that others cannot manipulate your account.

Or if you have a website so that no one can hack your website, otherwise, there are many other ways of hacking, but if someone tries to hack your account by login method, then OTP will help you in securing your account.

What happens if someone unable to access OTP

By the way, if you are doing verification somewhere or doing the work related to payment, then surely the company will send OTP on your mobile number, but if you do not get that OTP then you can request for OTP again.

But if you have activated OTP for privacy in any of your accounts, ie two-step verification, two-step verification is used to protect the account.

So in this case when you log in to your account, then OTP is asked after entering login credentials and OTP sends that company to your mobile number, obviously, you will get OTP but if unfortunately at that time you don’t have your mobile number, companies provide backup codes for such a situation, which you can use.

For example, if you enable two-step verification in your Google account, then when you enable it, you get the backup code, you can note it somewhere, and whenever you log in to your google account, OTP will also be asked. , But if unfortunately, you do not get OTP then you can enter those backup codes, but you can use a backup code only once.

OTP is of how many digits

There is no fixed digit of OTP, because the digits of OTP depend on the company whose service you are using, though mostly 4 digit OTP are used very companies also use 6 digit OTP.

Even many websites use mixed OTP, including numbers as well as the alphabet letters, but this is very rare, and such OTP based verification is mostly used for email account verification.

How OTP is processed

OTP is a random code that no one can guess and no one is aware of those codes because OTP is not manually generated.

OTP is programming based so that OTP programs for that service generate OTP itself because manually processing of OTP is not possible, you can also generate such random codes yourself if you want.

This will require coding, although it is very easy to generate random codes (number), you can generate random codes by coding of just a few lines but processing it is a big task.

Many processes work from OTP generation to OTP verification such as generating code, processing that code for match target, sending the same code to the user via SMS, matching of user-entered OTP.

And all these processes are computer programming based, there is no intervention of any person in this whole process, that is, this whole process is between you and the computer program (server), and this whole process is computer-based, so there is no possible any mistake because humans can make mistakes but not machines (Computer).

Authenticator OTP based

When it comes to verification or confirmation, you will receive the usual OTP from that company, but when it comes to the privacy of an account, you also get the option of the authenticator in addition to the usual OTP.

For authenticator based OTP you need to install an authenticator app in your phone and authenticate from that website/company, such authentication is also done to protect WordPress sites.

For example, if you want to enable 2sv in your Facebook or any account by the authenticator, then from the authenticator app you can enable it by authenticating that and it OTP will not be sent by the company but OTP will be generated in that authenticator app.
These codes will always be generated and will be automatically changed after every 30 seconds, ie an OTP will remain valid for only 30 seconds.

You will find many applications for this on the play store, out of which the most use of google authenticator (50+ M Downloads) and then after that, you will get another best Microsofts authenticator (10M + Downloads), any authenticator you can use.

The importance of backup codes for security OTP

If using 2sv for security, then it is required that the backup code be printed because if you have the backup code then you can use it in case of non-availability of OTP.

Getting OTP without any activity

By the way, no company will ever send OTP to you without any activity, because when the company does not need any verification, then why any OTP will be sent to you.

But still, in some cases, you can get OTP without any of your activity. This happens with many people and if something like this is happening with you then it is a big problem.++

If this OTP is coming from your bank, it means that your card’s detail or your card is with someone else who is trying to manipulate or transaction your bank account, if something happens to you, you should immediately go to your bank branch and block your debit card.

Although without OTP, they will not be able to succeed in their task, but still do not take any risk and block your card, and if you want, you can apply for a new debit card again.

But if you get OTP from a website without any activity of your, such as Facebook, Google, Twitter, etc., it has multiple conditions

The first condition – (if you have enabled two-step verification in your account) means that someone has the login credential of your account that they are trying to log in and the company is sending OTP for verification, and if the OTP that is coming to your mobile number that person can get, they can access your account.

So in this case you should immediately go to your account and change your login credential (password, username, etc.)

The second condition – (if you have not enabled two-step verification in your account) obviously your account has been hacked and the person who hacked your account is trying to make any important changes in your account.

So, if you have got basic knowledge of “What is OTP, what is the full form of OTP”, If there is any problem tell us in the comment and if you have any questions related to OTP then you can ask about it and yes share the post with your sweet friends.

Leave a Reply

Your email address will not be published. Required fields are marked *