What is debit card | Debit card meaning

Debit card is a type of plastic card, which is given by the bank to its customers. Through which they can do transactions in their bank account, online transactions can also be done using debit cards. For example, payment debit card can also be used in ATM machine through UPI or direct debit card for any transaction. So that the amount of your account can be checked, how can the amount be withdrawn etc. What is Debit Card?

what is debit card in hindi

What is Debit Card and how is Debit Card?

Debit card features

Name

The name of Garden Hotel on the debit card verifies the amount of the card holder, which is also mandatory to be entered at the time of payment.

debit card number

Debit card number is the most important contact of debit card which is 16 digits. The debit card number is present in large numerals on the front of the card. Which is divided with 4-4 digits.

expiry date

Debit cards have a fixed time limit and the expiry date determines the time till which your debit card will be valid. Your debit card will not work after the expiry date. And after that you can apply for a new debit card in your bank.

CVV number

This is the final and very important number of the debit card which is present on the back side of the debit card. And it is of 3 digits, which is printed just in front of the black bar. Its use is mandatory in all types of transactions, if you are making any kind of payment anywhere. And while entering your debit card details, you also have to enter the CVV number during that time. Card verification is not complete without entering the CVV number.

How to use Debit Card

Debit card is used in two ways, one of which is in ATM machine so that you can withdraw money from ATM. You can change your ATM card PIN. You can check the balance in your account, and another way is to use your debit card online. If you shop online. Recharge your sim card or do any kind of online work which requires payment. So you can pay through your debit card and this amount will be deducted from your bank account, which will be linked to that debit card.

What is the most important thing to get a debit card from the bank

If you do not have a debit card but have a bank account, you can get a debit card. But if you do not have a bank account then first you have to open a bank account. If you have a bank account, go to your bank branch and write an application for an ATM card and give it to the branch staff. And he will apply for issuance of ATM card for your account. And if you have net banking then you can also apply for ATM yourself. You will get your debit card in between 20 to 30 days after applying for ATM card. For which you have to visit your bank branch.

How many types of Debit cards are there

There are no fixed types of debit cards as all banks provide different types of debit cards as per their convenience and convenience. And their number varies from bank to bank, but some of the main types of debit cards are listed below.

  • RuPay debit card
  • Visa debit card
  • Master debit card
  • Maestro debit card

The above debit card list contains some of the main debit card types, which are the main debit cards of all banks. And by default, rupay, visa or mastercard is issued by the bank for all bank account holders.

Note: No bank ever calls or messages to get any kind of debit card information. If you have just received a call asking for your banking details. So never share it because it may be a fraud call, and if you share your information, your bank account may be empty.

From this article you got information about what is Debit Card and Debit Card meaning. We hope that this information will prove useful to you.